As a financial advisor with the Moran-Havansek Financial Group, Joe specializes in helping clients pursue their financial goals through practical and personalized financial plans. After eighteen years in the industry, Joe has a wealth of knowledge in investment and retirement planning. Having earned his Retirement Income Certified Professional® designation, Joe is highly qualified to design individual income plans for retirees with the objective of making their assets last as long as they do. Joe is equally adept in many other areas of financial planning as well, including: College Funding, Retirement Plans, Life, Disability and Long-Term-Care insurance. Joe feels that trust and integrity are two of the most important attributes that a planner can have.
Joe spent twelve years working with one of the large life insurance companies as an agent, financial planner, sales manager and trainer. Seven years ago he took a position as a sales manager with another large insurance company. As a sales manager Joe built a team of twenty advisors, winning numerous awards along the way. In 2014 Joe and his current business partner, John Moran founded the Moran-Havansek Financial Group.
As an independent advisor Joe has the freedom to choose the best companies and products for his clients without the influence of a parent company’s oversight. This freedom allows Joe’s clients the flexibility to choose based on a number of factors including adaptability, performance and fees, among others.
Joe has been married for thirty three years to his wife Roxanne. They have two adult daughters and are enjoying their first and expecting their second grandchild.